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Health Professions Student Loans (HPSL)

Health Professions Student Loans is a program that makes funds available to eligible accredited U.S. health professions schools, which match at least one ninth of the funding, and use the funds to establish revolving funds that support long-term, low-interest loans for eligible students with financial need.
Schools are responsible for selecting loan recipients, making reasonable determinations of need, and providing loans that do not exceed the cost of attendance including tuition and reasonable educational and living expenses.

Eligible Schools

Accredited schools located in the U.S. and its territories that train students in any of the following health professions disciplines are eligible to participate in the Health Professions Student Loans program:

  • Dentistry
  • Optometry
  • Pharmacy
  • Podiatric Medicine
  • Veterinary Medicine

Participating schools enter into a written agreement with the Secretary, U.S. Department of Health and Human Services, which requires them to adhere to a number of requirements, such as non-delinquency on Federal debt, and meet default rate standards. 

Schools can make loans only to students who are U.S. citizens, nationals or lawful permanent residents (those with student or visitor visas are not eligible), are enrolled or accepted for enrollment as full time students in the school and are in need of financial assistance. 

Health professions schools interested in participating should contact 301-443-1173.